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What is a secured creditor?
“Secured Creditor“ Sounds important, maybe scary, but remember -knowledge is power. A secured creditor is a creditor with a valid mortgage or lien against the property of a debtor, such as a mortgage,...
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Reaffirmation Agreement: To Sign or Not to Sign
What happens if I don’t sign a reaffirmation agreement on a secured debt? Typically when a debtor does not sign a reaffirmation agreement for a mortgage in a Chapter 7 bankruptcy, the creditor will...
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Secured Creditors in Bankruptcy
How Secured Creditors are Different from Unsecured Creditors in Bankruptcy When a debtor files for bankruptcy, most of their debts will be held by either secured or unsecured creditors. Understanding...
View ArticleHow to Cancel a Reaffirmation Agreement
When filing bankruptcy typically all, or a majority, of your debts are discharged and you are no longer responsible for these debts. A reaffirmation agreement comes into play when you are dealing with...
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